Current Cards:
- BOA $13K limit, 2005
- Discover, $7K limit, 2009
- AMEX Blue, $7K, 2007
- Chase Sapphire Preferred, $41K, 2016
- AMEX Platinum, just opened today
FICO Score – 831
Oldest account, 19 years
I’m leaning towards closing the Discover or AMEX Blue. I use Discover only for Amazon purchases. I wanted to take advantage of the 150,000-point offer for AMEX Platinum so feel AMEX Blue is redundant. The card I use the least is BOA but it’s my oldest card!
Chase Sapphire has been my card for everything currently but will switch to AMEX Platinum once I receive it. I don’t get anywhere close to the credit limits on any of the cards.
So should I close one?! Credit Score is really important to me, that’s essentially the reason for keeping a lot of the older cards.
submitted by /u/kbyethx
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Author Of this post: /u/kbyethx
Title Of post: Should I close a card or let it be?
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