Equipment Breakdown Homeowners Insurance – Do You Need It?

You may already know that equipment breakdown insurance is a standard and necessary element of many commercial business insurance packages. What you may not know is that this coverage is also available for homeowners. Traditional homeowners insurance policies do not cover losses related to equipment breakdown, so if you have expensive equipment in your home (such as high-end appliances, computer and security systems or HVAC equipment), this coverage might be a smart addition.


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